Private Occupational Therapy Cost and Payment Options

Working out the private occupational therapy cost is one of the first questions people ask us. The honest answer is that it depends on your situation. Astrad Allied Health is a fully mobile provider. Our occupational therapists and speech pathologists travel to you across Queensland, New South Wales, Victoria and Tasmania. This guide explains how people pay privately for mobile therapy, and what shapes the fees. It is general information to help you plan. For a quote that fits your needs, please contact our team.

What affects your private occupational therapy cost

A few things shape your private occupational therapy cost. Knowing them helps you plan ahead.

• Type of service. A full assessment takes more time than a follow up therapy session. Complex assessments with detailed reports cost more.
• Report complexity. Some reports are short. Others need in depth analysis and recommendations, which takes more time to prepare.
• Session length. A longer session covers more ground. Fees reflect the time your therapist spends with you.
• Travel and location. We are mobile, so your therapist travels to you. Your location and distance can affect the fee.
• Who provides the service. Occupational therapy fees and private speech therapy cost can differ, based on the support you need.

Astrad does not publish a fixed price list here, because each plan is different. Please contact us for a clear quote before therapy begins.

Ways to pay privately for occupational therapy

There is no single way to fund private therapy. Most people use one of the pathways below. Some use more than one over time.

Self funded therapy (private pay)

Self funded therapy means you pay for each session yourself. This is the simplest option. You do not need a referral or a funding plan. It suits people who want to start straight away. You receive an invoice for each session. Paying privately for occupational therapy also gives you flexibility over how often you have therapy.

Private health insurance

Many extras policies include private health insurance occupational therapy cover. The rebate depends on your fund and your level of cover. You pay for the session, then claim part of the cost back from your fund. Check your policy first so you know what you can claim. Cover for private allied health varies between funds, so it pays to confirm the details.

Insurance, workers compensation and medico-legal pathways

Some people fund therapy through an injury claim. If you were hurt at work, workers compensation may fund your therapy. If you were injured in a motor vehicle accident, a CTP insurance claim may cover it. We also take referrals from solicitors and insurers. You can read more about our medico-legal assessment service if a claim or legal matter is involved. These assessments give a clear, independent view of a person’s function and support needs.

Private speech therapy cost and mobile delivery

Private speech therapy cost works in a similar way to OT. The same pathways apply: self funded, private health insurance, and injury claims. Speech pathology can support communication, language, voice and swallowing. Because we are mobile, your speech pathologist comes to your home, school or community setting. This saves you travel and lets therapy happen where it matters most. Mobile delivery is part of the service, not an added extra you have to arrange.

Hospital to home and other private pathways

Leaving hospital can feel rushed. Private therapy can help you return home safely, without a long wait. Our hospital to home assessment looks at what you need to manage day to day. We then set up mobile support to match. If you have NDIS funding, you may prefer to use it instead of paying privately. Our guide to NDIS funding for occupational therapy explains how that pathway works. Astrad is not a registered NDIS provider, so this is general information only.

Get a quote for private therapy

The best way to understand your private occupational therapy cost is to talk with us. We listen to your needs, explain the payment options, and give you clear fee information before therapy starts. There are no surprises. Please contact the Astrad team to discuss self funded therapy or private health insurance. We are here to make private allied health simple.

Reviewed by the Astrad Allied Health clinical team. Meet our team.

This is general information, not NDIS or financial advice. It is not a quote. Fees, rebates and eligibility can change. Individual results vary. Please contact Astrad for a quote, and speak with your GP or your health fund about your own situation.